What are qualified charitable distributions and the related tax code.
Charitable giving is an important part of many people's financial planning. Not only does it provide support for worthy causes, but it can also offer tax benefits. One way to maximize these benefits…
How much should risk on any one idea or stock position? Sector exposure?
Investing in the stock market is inherently risky. There are countless factors that can impact stock prices, from economic trends to corporate decisions. As an investor, it's important to manage your…
How to raise financially responsible children
Raising financially responsible children is one of the most important tasks that parents can undertake. Financial literacy is a key life skill that can set children up for long-term success and…
What is the real interest rate? What does it mean? What were market returns like when real rates were positive, negative?
The real interest rate is an essential concept in finance that measures the inflation-adjusted return on an investment. It is the nominal interest rate minus the rate of inflation. For example, if…
How does inflation affect your retirement accounts?
Inflation is a persistent rise in the prices of goods and services in an economy over a period of time. It is a natural occurrence that affects everyone in the economy. Retirement accounts, including…
What are the Best Bond Investments Today?
Bonds are an important asset class for investors looking for steady income and portfolio diversification. They provide fixed interest payments to investors and are generally considered to be less…
Is Life Insurance Tax Free?
Life insurance is a valuable financial tool that provides financial protection to your loved ones in the event of your untimely death. Many people choose to purchase life insurance to ensure that…
What are Veterans biggest challenges with retirement planning?
Retirement planning is a crucial aspect of financial planning, and it requires careful consideration of various factors to ensure a secure and comfortable retirement. Veterans, who have served in the…
Deep Fake Robo Financial Advisers the Next Thing?
One thing I have noticed as a result of the Pandemic is that most of our clients and prospects rarely need to meet in person. In fact, they overwhelmingly prefer Zoom or some virtual meeting to the…